84 programs from 50 state and DC housing finance agencies. Each one is checked against its official page, with the source and date shown.
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California Housing Finance Agency (CalHFA) · California
Last checked Oct 19, 2026 · Official source (opens in new tab) ↗
DC Department of Housing and Community Development (DHCD) · District of Columbia
Last checked Oct 19, 2026 · Official source (opens in new tab) ↗
Iowa Finance Authority (IFA) · Iowa
Last checked Oct 19, 2026 · Official source (opens in new tab) ↗
State of New York Mortgage Agency (SONYMA) · New York
Last checked Oct 19, 2026 · Official source (opens in new tab) ↗
Money you never repay.
A loan that is forgiven if you keep the home (and the loan) for a set number of years. Sell or refinance early and you may owe some or all of it.
A loan with no monthly payments, usually 0% interest, repaid when you sell, refinance or pay off the first mortgage.
A second loan you repay monthly, often at a low rate.
Read how down payment assistance works →